Once a consolidation has been approved and payments begin, borrowers are expected to track said payments monthly to ensure that proof of income for the household is submitted annually to the loan servicer. This submission is required in order to set payment amounts for the following year as well to confirm that the borrower still qualifies for the income-based repayment plan from the previous year. We know life can be busy after college. Paying bills on time and maintaining a good credit score is just one aspect of staying organized with your finances.

DocuPrep Xpress takes care of your student loan payments so you don’t have to and guarantees that your loan is forgiven as soon as possible. By enrolling, members can be worry-free as to when their loan balance will be forgiven as tracking your payments and term is done for you!

There is no possibility of additional payments or added cost to achieve forgiveness as your proof of income will always be submitted correctly and in a timely manner. Many former students entered into income-based repayment plans since the Health and Reconciliation Act was passed in 2010. Unfortunately, many of those same borrowers are forced to re-enroll or make additional payments they never had to because for one reason or another they failed to submit their income to the loan servicer at the deadline. Those borrowers are then placed into a standard repayment plan and can pay hundreds of dollars per month while they wait to switch back to the income-based arrangement. Don’t fall into the same trap! DocuPrep Xpress members never have to submit their own income and never need to track their payments which means the lowest-possible repayment plans and the soonest-available total loan forgiveness.